The system I had installed, based on Enphase micros, has several warranties. First, the "whole system" is under the Installer's (Petersen Dean) "workmanship" warranty. That warranty is for 10 years; presumably it covers "failures" caused by improper installation of all related PV components and wiring used in the system. Also, all panels and microinverters each have their own manufacturer's warranty. Those are covered for 25 years and provide repairs or replacements for any defective or failed units.
The manufacturer's solar panel warranty includes a so-called, "performance" level guarantee, which means they will meet a specific DC output level, which is allowed to degrade slightly from year to year, linearly, by no more than 20% over 25 years of their original rating. PV Modules that degradate beyond that limit will be replaced under the panel OEM's warranty.
Failed microinverters are replaceable under warranty from Enphase up to 25 years.
I don't think either of component manufacturers' warranty actually covers any "labor charges" to remove bad units or install replacements. Here's an excerpt from the Enphase website regarding the M215 Warranty:
"The Limited Warranty covers a replacement unit to replace the Defective Product, but does not include labor costs related to (1) un-installing the Defective Product or (2) if applicable, re-installing a repaired or replacement product. To the extent applicable, the Limited Warranty also covers the cost of shipping a repaired or replacement product from Enphase, via a non-expedited freight carrier selected by Enphase, . . "
Miimura, I agree, "monitoring" is absolutely essential in order to increase owner awareness that a system is operating properly and producing reasonably expected power levels and conversely, not degrading prematurely, with periodic preventative maintenance, like cleaning the panel surfaces of a "dirty" array.
Also, I believe the "CSI" Rebate only requires output monitoring for systems over 30kW. Most residential systems are not even 10kW. There are TWO rebate programs. For over 30kW systems, the rebate is called "PBI" and for smaller systems, its called, "EPBB". These rebates decrease in value over 10 steps. In PG&E's operating region, the incentive has already reached Step 10, the lowest level, which is $200/kW. In order to be eligible for the larger system rebate (PBI), the system owner has to meet a Performance Monitoring and Reporting Service (PMRS) requirement. This means the system output must be monitored very accurately, usually by a qualifying "RGM" (Residential Grade Meter). I believe the accuracy has to be at least +/-2%.
Enphase Envoy ENLIGHTEN monitoring is only accurate to within +/-5%, so it does not meet the PMRS requirement for a PBI rebate. However, Enphase has an optional "RGM" to satisfy this CSI requirement. Unfortunately, it is quite expensive due an accuracy of +/- 0.2%. I'm in the process of adding this dedicated Enphase RGM to my solar system's output. Although not required, since I am a small residential solar generator, I just want to have the best possible accuracy recorded by ENLIGHTEN of my total system output.